414 Richfield Ave , El Cajon, CA 92020

Assumable FHA Loan @ 2.75%! Charming 1940s home retains its vintage character while boasting modern updates throughout. Set on a spacious 8,389 sq ft lot zoned RM-2200 (potential for up to 4 units), this property features paid solar, updated HVAC, dual-pane windows, and a newer roof. Electrical upgrades include a 200 AMP panel and fully updated interior wiring. Interior highlights include hardwood floors, exposed wood beams, and a tastefully remodeled kitchen with white shaker cabinets, polished stone countertops, and a mosaic glass tile backsplash. Comfort upgrades include LED lighting, upgraded wall insulation, and a whole-house water filtration system with reverse osmosis. The fully fenced yard offers drought-tolerant landscaping, drip irrigation, and a sliding gate at the driveway. Outdoor features include a 29’ x 17’ covered patio, enclosed 19’ x 8’ private room with spa, gardening areas, a sunbrella-covered chicken coop, shed, and a spacious storage room off the garage (used as a wood shop). Laundry room with storage is located off the kitchen. Easy freeway access and close to shopping.